The Equifax Hack: How Could You Protect Yourself from Identification Theft?

In today’s event, Susan Baroncini-Moe covers the Equifax hack, describes just what happened and how you might be impacted, covers identity theft, and shares the lady views on what can be done to guard yourself plus family.

Share your thoughts into the reviews below!

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Links:
Equifax, determine if you was affected: https://www.equifaxsecurity2017.com/

Exactly about freezing your credit: http://wapo.st/2xW08pJ
Also this: http://cnet.co/2xhXZrj

If you need a fresh SSN: http://bit.ly/2y0oy26

Recommended Identity Coverage Businesses:
Identity energy: https://www.identityforce.com/
LifeLock: https://www.lifelock.com/
ID Shield: https://www.idshield.com/

New password tips: http://n.pr/2wkPHeg

Gear utilized for this movie:
– Blue Yeti Microphone
– MacBook Pro

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Kindly view: “Staying Fit and Being a small business Owner – US Ninja Warrior Michelle Warnky”

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Movie Rating: / 5

How The Commercial Prepaid Card Could Rise To The Top

How The Commercial Prepaid Card Could Rise To The Top
But for small business owners, there is flurry of e-payment options for payroll and accounts payable – credit cards, debit cards, wire and bank transfers, to name a few. Some experts are now beginning to explore how the prepaid card – a tool that helps …
Read more on PYMNTS.com

AmEx Introduces Prepaid Debit Card With 1% Cash Back
Consumers who have poor credit, no credit or don't have access to traditional bank accounts often find prepaid debit cards helpful, because they offer features like direct deposit and make it possible to shop online or using smartphone apps. Still …
Read more on Credit.com News (blog)

AmEx Adds Cash Back to Prepaid Debit Card in Bid for New Customers
NEW YORK — American Express is adding cash back, a popular credit card feature, to its prepaid debit cards as it seeks users beyond its traditional customers. The company has long relied on the corporate traveler and the well-to-do, but increased …
Read more on NBCNews.com

Missed Mobile Phone Payments Could Affect Ability to Get New Credit

Missed Mobile Phone Payments Could Affect Ability to Get New Credit

(PRWEB UK) 1 August 2013

Mobile and smart phones are now an integral part of our everyday lives. But, as a result, there is a risk that, if consumers don’t keep an eye on their usage, they could find their monthly charging running out of control, putting them in unexpected debt. Although pay as you go phone deals do not show, monthly mobile phone contracts do appear on an individual’s credit report, just like mortgages and loan and credit card agreements, which is why Equifax, the leading credit information provider, is reminding consumers of the importance of monitoring mobile phone payments and paying bills on time.

“It is worrying when an unexpected large bill arrives but missing the payment deadline is the worse thing to do,” advises Neil Munroe, External Affairs Director for Equifax. “Consumers must take mobile phone contracts as seriously as they do their commitments with credit providers. Any missed payment on their credit report could affect their ability to obtain new credit.

“However, research we have conducted suggests that consumers think nomadic phone late payments will have less effect on their credit score than other late payments on their finance commitments. But this may not be the case.”

Equifax research has shown that more than half of consumers (61%) believe that if they are late on i month’s mobile phone payment, this will have the least effect on their credit status. However, unfortunately, this is not always the case. A late payment on any commitment whether it is a credit agreement or a mobile phone undertaken could be viewed by a lender as a possible indication of over indebtedness which may, in turn, mean they decline a new credit application.

“The reality is that different lenders apply different criteria to their credit scoring for new loan applications”, explained Neil Munroe. “So it’s important that all credit agreements and other financial commitments such as mobile phone contracts are kept up to date.

“To make sure mobile called payments aren’t missed, it might make sense to set up a direct debit. And if someone does confront financial difficulties, we recommend they talk to their mobile phone provider straight away. It’s much better to be honest about potential payment delays than bury your head in the sand.”

Equifax also advises consumers to check their credit file before applying for new credit, to ensure all attributed payments are exhibited as paid and any closed accounting are shown as settled. Knowing exactly what a lender will view on their credit report will infect consumers the ability to make certain they are in the best position before they apply and tinned provide any extra information needed in their actual credit application.

The Equifax Credit Report is accessible for 30 days free simply by logging onto our website. If customers do not cancel before the end of the 30 Day Free Trial, the serving will continue at £9.95 per month, giving them unlimited online access to their credit information and weekly alerts on any changes to their credit file. It also include an online dispute facility to help them correct any errors on their credit file simply and quickly.

About Equifax

Equifax is a global leader in consumer, commercial and workforce information solutions, providing businesses of all sizes and consumers with information they can trust. We organize and assimilate data on more than 500 million consumers and 81 million businesses worldwide, and use advance analytics and proprietary technology to create and deliver customized insights that enrich both the performance of businesses and the lives of consumers.


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Where could I get a FREE Credit Score?

Question by gameboy453320: Where could I get a FREE Credit Score?
I want to know if there were any places I can look to get a free credit score for free or just a few dollars, I am interested in seeing what my scores are for all 3 divisions.

Best answer:

Answer by R T
Real credit scores are not free. You can purchase the scores when you get your free annual credit report from http://www.annualcreditreport.com. Each score is about $ 7.

You can also purchase real scores directly from the source. http://www.myfico.com is one example.

Add your own answer in the comments!

New FreeScore.com “Credit Score Simulator” Forecasts What Could Happen to Your Credit Score Based on Potential Financial Actions

New FreeScore.com “Credit Score Simulator” Forecasts What Could Happen to Your Credit Score Based on Potential Financial Actions

Norwalk, CT (PRWEB) October 4, 2010

FreeScore.com, a leading online site providing consumers with affordable and unlimited access to all three of their credit scores and their complete credit profiles, announced a new online tool: The Credit Score Simulator. The simulator allows consumers to input “what-if” scenarios to assess the impact of potential financial actions on their TransUnion credit score.

The Credit Score Simulator helps consumers avoid common pitfalls that could sink their credit scores. Users begin the simulation by inputting different financial scenarios they feel are pertinent to their specific situation. Options include adding a new credit card, eliminating credit card balances, letting an account go to collections, raising the limit on a credit card, and more. Once users enter their most likely actions, the simulator quickly calculates what could likely happen to their credit score.

Carrie Coghill, Director of Consumer Education for FreeScore.com said, “The Third Quarter 2010 FreeScore.com Credit Score Awareness Survey showed that only 14% of consumers know the factors* that account for their credit score. The credit score simulator will help consumers understand how different factors affect their credit score without causing any actual damage. This simulator not only helps our customers increase their credit score knowledge but also helps them determine the range of variation they could have with their credit score. Consumers will now be better educated and better prepared about the ‘what-ifs’ of credit.”

The factors that account for a consumers credit score are:

    Types of credit used     Payment history     Length of credit history     Amounts owed     New lines of credit About FreeScore LLC
FreeScore.com is the leading online consumer credit site, providing consumers with affordable, unlimited access to all three of their attributing scores and complete credit profile. Launched in 2009 with an award-winning advertising campaign featuring actor, economist, and lawyer, Ben Stein, FreeScore.com has serviced more than 750,000 members. Members have unlimited access to their credit scores from all three bureaus, a complete credit profile, and expert tips, articles, videos and other educational information about credit management. For more information, go to FreeScore.com.

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The articles and information available are for educational and reference purposes only. They do not constitute, and should not be construed as, legal or financial advice. Any legal or financial principles discussed here are for general information purposes solitary and may differ substantially in individual situations and/or in unlike states or countries. For specific legal or financial advice, please consult a licensed attorney or a financial professional. FreeScore does not control or vouch the accuracy of any information provided done outside links from the articles on this website to any other website, nor does the FreeScore privacy policy apply to any personal information that may be collected via the external links.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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