Thwarting Identity Theft Attacks

Thwarting Identity Theft Attacks
Bank of India, one of the largest public sector banks in India has been in the forefront of introducing various innovative services and systems, one of them being StarToken Secure Internet Banking, powered by UNIKENs Rel-IDSM for its retail banking customers. With this technology being successfully rolled out to BOIs Internet banking users across India, chances are that such large-scale implementation of this cutting-edge technology might be a pioneering and game-changing event in the industry.

To protect their customers from internet fraud and identity theft, Bank of India is rolling out StarToken in phases, in line with its StarConnect branded Secure Internet Banking services. And StarToken is powered by the patented Rel-IDSM technology, developed by UNIKEN a product and technology innovation company based in Florida (USA) with their Innovation Centre in Pune, India. Rel-IDSM not only sets up a secure communication channel between the users PC and the banks servers, but also provides a secure browser and secure desktop, that can protect the customers against phishing, pharming, Man-in-the-Middle, Man-in-the-Browser attacks, spyware, malware, key-loggers, screen-scrapers, Trojans and soon.

Problem

Cyber attacks are getting more sophisticated by the day and frauds related to internet banking and online payment transactions are on the rise across the world. While we continue to educate our customers about what precautions to take, BOI wanted to implement an IT solution that could empower our customers to protect their own identity online and be able to do banking safely from any computing device without worrying about security, elaborates SameerJ. Ratolikar, Chief Information Security Officer, Risk Management Department, Bank of India. Today, two-factor authentication on our part is not enough the customer should also be given some means to authenticate the banks site in order to stop the phishing attacks. Furthermore, neither the bank nor the customer has any control on the network, so the customer should be able to connect to the bank on an encrypted communication channel over and above SSL. And this channel has to be unique and only be established with the bank and no one else. Also, the customers PC is exposed to multiple threats. The ideal security solution should protect the customer from such threats and allow him/her to bank even from an unsecure PC.

Solution

Offering the promise of meeting such stringent criteria, UNIKENs secure banking solution TruBankSM, powered by the innovative Rel-IDSM technology based on two-factor, mutual authentication at the network level, was deployed by Bank of India and system-integrated by HP.

To understand how this disruptive technology works, Dr. Pat Shankar, Chief Scientist, UNIKEN and advisor to US Dept. of Defense explains, Both the customer, as well as the customers access device are authenticated before providing the customer access to the banks servers. An encrypted private tunnel is then established between the bank and the client over which all the data can then be securely transmitted. This tunnel is over and above the SSL channel that the bank normally uses for its internet banking services. So now the bank and its customers can only connect via the secure access client, which has an in-built Secure Desktop and Secure Browser technology, which protects the customer against most of the known malicious spyware on users PCs. Additional authorization for all transactions including third party transfers and merchant payments using Net Banking is also required.

Effectively, this solution provides protocol-level authentication of both the client and the server, thus eliminating phishing, pharming and Man-in-the-Middle attacks. The TruBankSM client therefore also protects the customers from key-loggers, screen-scrapers, Trojans, malicious browser add-ons and helper objects. While these technologies isolate the customer from harm on their PCs, the Rel-IDSM Mutual Authentication and Encryption Protocol (RMAP) ensures that the customer only connects to the Bank and to nobody else. The protocol tunnels the https traffic providing an on-demand private network between the Bank and the TruBankSM client.

The solution complies with two-factor authentication and end-to-end encryption requirements issued by various regulatory agencies across the world and keeps Bank of India ready for future compliance requirements.

Result: Successful Implementation in Phases

Bank of India initiated the deployment of this technology in April 2010 and thousands of customers all across India have already been successfully migrated to the new technology. It is being rolled out in phases. Most customers are readily adopting this solution and complimenting the bank for its proactive efforts to provide them greater security in todays unsafe environment. The roll-out was completed smoothly with minimum interference with normal Internet banking usage. We have increased the online security levels by an order of magnitude without affecting the user experience. Rel-IDSM is already proving to be critical in making Bank of India one of the more secure banks in the world today, reported UNIKENs on-site team. Staying ahead of the technology curve is critical today when it comes to providing security. As attacks become more sophisticated by the day, innovative solutions and the end users eager acceptance will be the key to success something that had been the norm in the developed economies can now be seen in the Indian scenario, concludes Sanjay.

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Best Payday Loans Lenders

Best Payday Loans Lenders

Direct fastloan creditors are a fantastic source cash for those persons that feel strapped for revenue throughout the center of the month.  The emergency may strike in almost any shape, can be a severe wellness condition, a main or minor auto accident, a credit card repayment or several abrupt emergency of the nature.  These payday loan creditors have an answer to all a financial requires.  The largest benefit whilst borrowing from here is the fact that we never need to state the cause for that you are borrowing unlike inside the conventional financing where revenue is granted just for a certain cause.  

There are numerous direct fastloan creditors inside the marketplace however, acquiring the 1 which provides affordable or low interest rates might naturally be the top concern.  These creditors have the funds they are providing we. However it equally thus arises which you might not have direct access to these creditors plus must take another path to approach them, a path which the intermediary agents are familiar of.  The intermediary agents may assist we receive the required amount rapidly despite that he is not providing out any bit of amount from his pocket.  It is just which he has direct contact with all the direct fastloan creditors plus he may receive we the needed funds conveniently.  

The middleman is not endangering his income at all, however is charging a commission from we for the amount he is getting for we within the direct fastloan creditors.  And they have ties with many these creditors plus therefore have a plethora of choices too from that you might select the 1 which ideal fits a specifications.  But, something which you ought to be aware of inside these situations is the fact that you’re paying more rate of interest or commission than you’d do otherwise when borrowing within the direct fastloan creditors.

If you try to weigh the advantages and disadvantages of the direct creditors as well as the middlemen, every category may have their own pluses plus minuses too considering they rely about a lot of factors.  As there are many factors associated, it surely pays to compare the important criteria which you’d want to use plus then proceed with all the choices accessible.  In some cases the direct fastloan creditors can be a costly proposition plus inside several instances the brokers may have a method to those creditors that provide very affordable interest rates that you couldn’t undoubtedly reach about your.

 

In a nut shell, both have their own blessings plus disadvantages as well as the borrowers have to identify these a lending business which has direct services alone plus rules out the range for extra plus unwanted profits which might hit the borrower’s financial condition just in case there is a failure to repay because per schedule.  So, finding a business which provides reliable plus affordable services is of wonderful value.  And identifying such a business perfectly ahead of time can surely repay perfectly instead of looking for 1 once you are inside an emergency.

 

Find More Lenders Articles

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Radaris Expands Access to Valuable People-Search Information via New, Convenient Tools

Boston, MA (PRWEB) April 21, 2014

Radaris, a universal people directory, is expanding access to its people-search technology, finding new ways to conveniently deliver valuable information in a variety of formats. Radaris is beta testing new features, including Radar, which sends an email notification when new information about a specific person appears on the web, as well as three new mobile apps that provide people-search information on the go. By adding these new tools, Radaris is increasing the reach of its people-search technology to the public, delivering a valuable commodity information.

Information is power, and as a society, the way we seek information about each other is changing rapidly. Leading the way in this new information age, Radaris captures all publicly available personal information via a proprietary algorithm, indexes everything relevant and provides it in a free, convenient format. Further leveraging this powerful technology, Radaris has delivered Radar, a free tool that provides prompt email updates when new information about a specific person appears on the web. Radar users dont have to return to the Radaris site to repeat the same search Radar notifies the user of any new information as it appears. Radar is a great tool for parents who want to monitor a childs online activities or for anyone wishing to monitor public information available on the web.

Radaris is also empowering information-seekers by putting instant data in the palm of their hands. Radaris is testing three new mobile apps, including Radaris People Search, Radaris Reverse Phone Lookup and Sex Offender Search. Radaris People Search allows mobile users to find the name, birthday, phone numbers, residence and address history of a person. Radaris Reverse Phone Lookup locates the name associated with a specific phone number, discovering the identity of an unknown caller. The Sex Offender Search app allows families to see who is in the neighborhood, no matter what neighborhood they visit. In the past month of beta testing, Radaris has seen more than 5,300 downloads of their mobile apps, 3,100 unique users of the apps and more than 5,700 user-sessions.

Radaris gathers information and references about individuals via many sources: social media, official public records, publications, traditional search engines and user reviews. Additionally, Radaris has industry-leading partners, such as professional data companies like Experian, that share information, making Radaris people-search capabilities more comprehensive than other methods. These features combined with Radar make it a great tool for monitoring the web for a specific person, and the mobile apps makes this information more accessible than ever. Compared to traditional and outdated people-search techniques, Radaris gives significantly enhanced access to free information. For a full list of services, please visit: http://radaris.com/more/.

About Radaris

Radaris is a universal people directory, which has modernized and streamlined the way people find information and learn about each other. By capturing all publicly available personal information via a propriety algorithm, Radaris indexes everything relevant about people and provides it in a convenient format, automatically filtering unimportant results often found when using traditional people search. With more than five million unique visitors per month, Radaris is poised to become the industry standard for people-specific searches.

Contact: Joshua Milne

Joshua Milne PR

josh(at)joshuamilnepr(dot)com

617-501-1620

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What is credit card fraud?

Question by : What is credit card fraud?

Best answer:

Answer by Silly Goose
When someone steals your credit card numbe and uses it
How old are you?
Maybe you should ask questions to your mom. She can explain.

Know better? Leave your own answer in the comments!

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purchasing a credit report?

Question by djcrisp22: purchasing a credit report?
i am taking a property class. our instructor has asked you to get a credit report. i asked 1 of my classmates sitting inside front of me. i ask her which when she absolutely ordered her credit report. she replied which she cannot receive 1 considering she merely purchased a apartment. okay, i forgot to ask why? will anybody tell me why does it matter or it happens to be significant when somebody simply purchased a apartment plus cannot purchase a credit report considering it could hurt them somehow? may anybody explain this? anybody shed several light about this topic? my guess is the fact that it usually lower their credit score?

Best answer:

Answer by bud68
No, getting your report refuses to “hurt” a credit.

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Q&A: what’s a next mortgage?

Question by yboya: what’s a next mortgage?

Best answer:

Answer by delarosa74868
borrowing against home again. i think

Add your answer inside the comments!

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Mark Lenders disintegra lo stadio a pallonate!!!!

IL FAMOSO TIRO DI MARK LENDERS, NIENTE DI STRANO; MA A VOLTE LE APPARENZE INGANNANO…
Video Rating: 4 / 5

Click This Link to Understand How to Find Hard Money Lenders plus Get Four Tips to Get The Lender to Say Yes! http://www.biggerpockets.com/hardmoneylenders | Hard…
Video Rating: 4 / 5

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Nice Credit Repair photos

A few nice credit repair images I found:

Umbrella repair man
credit repair

Image by Powerhouse Museum Collection
Format: Hand painted lantern slides.

Rights Info: No known restrictions on publication.

Part Of: Powerhouse Museum Collection

General information about the Powerhouse Museum Collection is available at www.powerhousemuseum.com/collection/database

Persistent URL: www.powerhousemuseum.com/collection/database/?irn=414905

Acquisition credit line: Gift of Vera Vargassoff, 2010

Lockheed Hudson Bomber after repairs
credit repair

Image by Powerhouse Museum Collection
Format: Glass plate negative.

Rights Info: No known restrictions on publication.

Repository: Clyde Engineering Photographic Collection, Powerhouse Museum www.powerhousemuseum.com/collection/database/collection=Clyde_Engineering_Photograph

Part Of: Powerhouse Museum Collection

General information about the Powerhouse Museum Collection is available at www.powerhousemuseum.com/collection/database

Persistent URL: http://www.powerhousemuseum.com/collection/database/?irn=376182

Acquisition credit line: Gift of Clyde Engineering Pty Ltd, 1988

A man in his shoe repair stall
credit repair

Image by Powerhouse Museum Collection
Format: Hand painted lantern slides.

Rights Info: No known restrictions on publication.

Part Of: Powerhouse Museum Collection

General information about the Powerhouse Museum Collection is available at www.powerhousemuseum.com/collection/database

Persistent URL: www.powerhousemuseum.com/collection/database/?irn=415107

Acquisition credit line: Gift of Vera Vargassoff, 2010

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Experian vs Freecreditreport.com.?


Question by Gregory P: Experian vs Freecreditreport.com.?
I recently called Experian’s customer service number to find out my credit score because it had recently been updated. They gave me a score of 543. Since i have a membership with Freecreditreport.com so I went to check it on there and it was at 586. Being that Freecreditreport.com is owned by Experian. Which one do i trust?I am trying to apply for an auto loan with a credit union which only checks experian.

Best answer:

Answer by My Take on It
ExperianWhy are you paying a monthly fee to that site? LOL



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Why is equifax verifying my yahoo email?


Question by Sharon: Why is equifax verifying my yahoo email?


Best answer:

Answer by Ed Atun
Equifax is a credit reporting agency. They usually do not verify your email. It sounds like a phishing assay.You can name Equifax to verify. 888-766-0008. It is possible that they are setting up some sort of notification process and need your email.



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Key Air Partners With Asset Insight, Inc. to Provide Optimal Aircraft Management Solutions


Key Air Partners With Asset Insight, Inc. to Provide Optimal Aircraft Management Solutions

Oxford, CT (PRWEB) April 08, 2014

Key Air, a leading national provider of best-in-class aircraft management and worldwide executive jet charter services recently partnered with Asset Insight, Inc., developers of the Asset Grading System Process™, to provide asset optimization solutions for Key Air clients in order to protect and enhance their aircraft’s financial performance.

Asset Insight’s proprietary Grading System Process evaluates and simplifies complex technical data into standardized, actionable, financial figures – the “Asset Insight Index” –creating a simple-to-understand, uniform, and objective method by which to grade and financially value an aircraft with respect to its optimal maintenance condition. The Asset Insight Index serves as a “credit score” for assets. The better the aircraft’s maintenance condition, the better its Index.

Key Air’s partnership with Asset Insight can also greatly benefit an aircraft owner should the owner wish to consider upgrading their asset, as the Index provides insight as to how the aircraft is currently positioned in the market.

“Key Air provides significant asset management service and expertise to our aircraft owners, in addition to being a proven aircraft management and charter company,” stated Greg Kinsella, Key Air President and CEO. “Partnering with Asset Insight provides Key Air and our aircraft owners with a more quantitative approach to the asset management responsibilities we take seriously. Key Air is proud to be the first aircraft management company to offer this significant level of asset management service to our aircraft owners.”

“Key Air’s extensive focus on asset management will provide its managed aircraft clients the ability to make better-informed decisions, thereby offering them the opportunity to optimize their aircraft’s value,” said Tony Kioussis, President of Asset Insight, Inc. “An aircraft’s maintenance condition is a major component of its value. Asset Insight’s services enable anyone holding, or planning to hold, an ownership interest in an aircraft the ability to assess more accurately the value of the asset through a better understanding of the aircraft’s maintenance condition and how it compares to other aircraft of comparable make/model and age, especially those competitive models listed for sale.”

In continuing its commitment to excellence with providing robust customized aircraft management solutions, Key Air is proud to offer the latest innovations to managing their clients’ assets to fully optimize the aircraft’s value.

About Key Air
Established in 1985, Key Air’s expertise and reputation for providing safety, reliability and exceptional customer service enabled its expansion from a regional operation to its current national status. Custom, tailored-fit aircraft management solutions and boutique style services represented Key Air’s commitment to individualized care. Its successful remote aircraft management exemplary extends to seven base locations nationwide. Key Air manages an impressive charter fleet of modern midsize to ultra long run aircraft all meticulously maintained to offer clients a broad range of solutions to meet their travel needs. Committed to the safety and security of its clients, Key Air garners several prestigious safety accreditations, including Industry Audit Standard registration from the Air Charter Safety Foundation, International Standard for Business Aircraft Operations (ISBAO) and continued Platinum operator status by ARG/US.

For more information about Key Air and our offer, visit us at http://www.KeyAir.com or call at 888.539.2471.

About Asset Insight
Asset Insight, Inc. (http://www.assetinsightinc.com) provides asset evaluation and financial optimization services. The Asset Insight Index and related analyses derived by the company’s “Asset Grading System Standard” (Patent Pending) provide the ability to translate the asset’s technical condition into easy-to-understand, actionable financial information. Asset Insight is independent of any manufacturer, appraisal firm, financial services firm, or technical services facility, enabling it to provide an unbiased view of an asset’s condition with respect to its technical status and related financial exposure.

MEDIA CONTACT:
ASSET INSIGHT, INC.
Tony Kioussis
akioussis(at)assetinsightinc(dot)com
540-905-4555


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



More Credit Score Press Releases

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Better Credit Score?


Question by Lisboyd: Better Credit Score?
How would I go about getting my credit score up? Ten years ago I used Consumers Credit Counseling to help pay off my credit card debit. It was HIGH. I paid it off in 2 years. I still have ramifications from that period in my life, even though I paid it off. I didn’t file bankrupty ,as a car dealer told meI would have been best off doing. How long can this haunt me.? I have 3 credit cards all with below 700$ limits and one car loan. I am never late and if I use the credit card I pay it off when the bill arrives, but still the past haunts me. HELP!!!

Best answer:

Answer by Miss Mocha Latte
Try to pay off all the loans you currently have ASAP so you have zero debts. It’s probably going to take a little time but creditors will see that you are making timely payments. If you can maybe get a few loans and use that money to pay them back forthwith. That will positively affect your credit.



Give your answer to this question below!

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i have a question about free credit report?


Question by Jin: i have a question about free credit report?
I’ve looked around the internet, but I wasn’t able to find any site that provides free access to my credit report. Is there a website that provides a free access to credit report without giving up my debit/credit card info and such?

Best answer:

Answer by Judy
Annual Credit Report. comIs the only federally okay site to get your 3 reports for free.Consider all other sites scams that will charge you for something that is free – always has been.If you are planning to buy an interior or a new car.Go indorse to Equifax.com and pay about 15 bucks for your score.But do this only AFTER you cognized you have done everything possible to clean up your reports.Including paying off any credit cards in full each month for at least 60 days./



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Q&A: how can i check my credit score for free?


Question by dc: how can i check my credit score for free?
I got my credit report from Equifax for free but there was nothing about what my credit score was. why? how can i find away? just want to know my credit score!!!!!!!!!!!11

Best answer:

Answer by Haylee G
freecreditreport.com



Add your own answer in the comments!

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Q&A: Looking for a save Free Credit Score website?


Question by LightSkinChick: Looking for a save Free Credit Score website?
Anyone one knows what free credit score website are out there that is safe to use, before I remember just typing in Experian in the search and it would be free to check your credit by putting in your info but now most of them want all my info plus credit card info even if its free that makes me nervous like so kind of scam website. Please let me know of whatsoever safe website that does not need my Credit Card info Thanks :-)

Best answer:

Answer by Just there
There are NO free credit score sites.Your credit history is free at http://annualcreditreport.com



Add your own answer in the comments!

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Meet Dana – From Experian Marketing Services 2012 Digital Summit


Kickoff @ Experian Experian CheetahMail’s 2012 Digital Summit Marketers: Meet Dana. She’s your best customer. She expects and demands that her favorite brand…
Video Rating: 5 / 5


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How to Dispute Collection Accounts On Your Credit Report


During this show we give you tips on how to dispute collection accounts, and how/when to pay collection accounts. We also touch on student loans, and credit …
Video Rating: 5 / 5


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Credit Rating: Q&A with Martin Lewis



Video Rating: 4 / 5



Channel 4 – Dispatches uncovering the secret of credit rating in UK. Showing that you might be among a large number of people who are suffering from poor cre…
Video Rating: 5 / 5

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11 Comments