Is there a website that offers free credit reports that does not require you to submit your credit card?


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  1. #1 by fetchrat on September 15, 2009 - 8:40 pm

    Nathan

    If you are an American Citizen is your free ones from each of the bureaus, you only get one from each bureau a year.

  2. #2 by Is that so...? on September 17, 2009 - 9:01 pm

    Ann

    All credit reporting agencies(at least I think all) have to give you 1 free credit report a year by federal law. They also have to give you a free credit report if you think you are a victom of ID theft or you were denied credit because of a report by them. try Transunion.com, look near the bottom for a small link to follow.

  3. #3 by imisidro on September 20, 2009 - 12:07 pm

    Virginia

    This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:

    The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.

    Freecreditreport.com just offers a carrot of free credit report while actually selling you subscription to their service. It’s free, with lots of strings attached

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