Question by Mcnizzle: How to raise my credit score once my credit cards are paid off?
How can I continue to raise my credit score once both of my credit cards have been paid off?I don’t plan on using either one of them unless its an emergency,but I don’t know how to maintaining getting my score to go up after that.Is there a way to get negative reports taken off my credit report?
Answer by malica
Negative reports will only be taken forth your report once enough time has passes. In the meantime you have to demonstrate that you can use credit responsibly, so not using your carding isn’t going to help you. What you need to do is find some small to reasonable purchasing you were going to make anyways (like groceries, or gas) and use your card and pay it off in full each month and on clock. Don’t spend more than 30% of your limit on any card and care I said – do sure you pay it off on clock. If you pay the full amount each month you won’t be charged any interest, so it’s not going to cost you any money to do this.
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