Archive for category Free Credit Score
How to Get a Free FICO Credit Score
Posted by in Free Credit Score on June 17, 2013
It normally costs money to see your credit score, but here’s how you can get it for free.
Video Rating: 5 / 5
You write ‘em, we’ll shoot ‘em. Well, not all of ‘em, but one a week! What do you think of the suggested ending from the winners of Week 4 of “Make A Better …
Down Payments Possible with Low Credit, Says Mortgage Expert Marcus Arkan
Posted by in Free Credit Score on May 21, 2013
Down Payments Possible with Low Credit, Says Mortgage Expert Marcus Arkan
(PRWEB) May 02, 2013
According to a post by the CTO of Syndicate Mortgages, Marcus Arkan, people with poor credit can still opt for loans through certain mortgaging. Finding a bank or lender who is willing to acknowledge potential homeowners with bad credit without a down payment is hard, to say the least. However, Mr. Arkan opines that it is motionless possible provided that homeowners employ certain means to improve their credit score.
According to Mr. Arkan, “Lenders and banks often stigmatize people who have bad credit histories and it is easy to glimpse why. Think about it. Even a bank is a business that needs a steady source of revenue to keep running. Bad credit only puts a wrench in the works. However all is not losing. Even lending institutions tinning start favoring populate who turn ended a new flip and prove their trustworthiness.”
Mr. Arkan also adds that possible homeowners with bad credit can obtain loans from regular lenders if they choose to. However, this also mean preparing to pay higher interest rates. The mortgage specialist quotes on a post by Bankruptcy Canada that emphasizes on how people with bad credit can opt for debt consolidation loans. According to the post, loans are possible for people who default on their payments provided that they have a shelter income to facilitate new monthly payment plans.
When asked about the possibility, Mr. Arkan had this to say, “The real estate industry is not heartless. There will be loopholes that will make it possible for a family with a bad credit history to have a roof over its head. Once a person redeems himself by making payments in a timely manner, there is no concluded why any bank win’t acknowledge his need for a loan especially if he is willing to pay a larger amount in down payments.”
In the ceasing, Mr. Arkan says that opting for a loan might be difficult for a person who has a bad credit score, but it is certainly not inconceivable. The options that are available might not allow such people the same perks as those who have good credit but it does guarantee a home for the former at the very least. The best way for someone with a questionable score to perch a loan is to view all options available.
To read more about Canada mortgage and mortgage credit scores, see the website http://www.syndicatemortgages.com.
About Syndicate Mortgages
Syndicate Mortgages is a real estate firm that is based in Canada. It offers customers the chance to take advantage of the best mortgage rates in the country by giving them access to a variety of lenders. Besides partnering with lending institutions like Canada’s major banks, credit unions, trust companies and private funds it also works with over 70 Canadian mortgage lenders. For contact, please refer to the following:
Contact Details
Syndicate Mortgages Inc.
http://www.syndicatemortgages.com
Toll Free: (888) 646-1062
Email: info(at)smibroker(dot)com
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
The Original Band is Back For More
Posted by in Free Credit Score on April 21, 2013
After 2 ½ years the band that started it all is back. Check out the new spot to see where they’ve been and what brought them back together. Let us know what …
I would like to recieve a free credit score without a credit card.?
Posted by admin in Free Credit Score on September 29, 2012
Question by Martita T: I would like to recieve a free credit score without a credit card.?
I would like to recieve a free credit score, but i dont have a credit card…Is there any way for me recieve this without a credit card.
Best answer:
Answer by newjerseyguy
Not over the internet. www.annualcreditreport.com gives free reports but all of the bureaus charge for the FICO scores. You might be able to get your bank or credit union to run your credit for you without charge.
Add your own answer in the comments!
Car Loans Service Connects Lenders to Borrowers Seeking Auto Loan Financing
Posted by admin in Free Credit Score on July 28, 2012
Car Loans Service Connects Lenders to Borrowers Seeking Auto Loan Financing
New York, NY (PRWEB) July 12, 2012
Loanscar.us, the new U.S online search-and-match specialist for car loans, has announced its new service. The company’s now allows for consumers to be connected to licensed lenders in all 50 states with a brief online no-obligation application form. The service removes the need for car loan hunters to search around online to compare rates with other lenders and may be useful to those who are in the process of rebuilding their credit files after setbacks.
A company spokesperson for LoansCar.Us highlighted the benefits of the served and made the announcement.
“LoansCar.us is excited to be in a position to offer U.S consumers an answer to the question of how to find the best deals for car loans and car refinancing. To qualify for car financing through our lenders is simple. Customers simply need to be overeighteenwith a steady income and resident in the United States. The entire application process is quicker than it takes to order a coffee in Starbucks. We invite consumers to spend 5 minutes completing our simple and short online application for free.”
The spokesperson was asked to explain the difference between utilizing LoansCar.Us versus a number of websites to source auto loan quotations.
“There are a few key differences between utilizing LoansCar.Us for your vehicle seeding options instead of trawling through dozens of other websites. One difference is that other websites obligate consumers through completion of an application form online. This means that once you have put your details into their online system, you are bound to take one of the options they return to you.
This is not the case with LoansCar.Us – with us, there is absolutely no commitment to using our free cite service. In fact, we encourage customers to use it to help them shop around.”
“Another difference is that we are a “one-stop shop.” This means that we provide consumers with a range of companies and rates, allowing them to compare options and save money on their auto loan. We are partnered with a real treasure trove of lenders who offer very low rates, so we encourage would-be borrowers to come and apply to be pleasantly surprised.”
On the issues of bad credit or no credit, the company spokesperson took the opportunity to declare the LoansCar.Us position on the matter.
“We are a truly ‘all are welcome’ operation; even if an individual has no credit, bad credit or credit that needs some improvement, we name upon all walks of life to apply for a vehicle loan or car refinancing through LoansCar.Us for an unparalleled served.”
The spokesperson continued, “We are firmly committed to working with customers that have suffered during the recession and feel a strong responsibility towards helping them get back on their feet – or, more accurately, behind the wheel!
We will not ask any embarrassing questions in our application form and do not flush run a credit check. We simply want to help you get the best possible rate for your auto finance, regardless of what your credit score may or may not be. It’s irrelevant to us and our lenders.”
Apply online now at http://www.LoansCar.Us
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Related Free Credit Score Press Releases
Q&A: Where to find a free credit report/score check website?
Posted by admin in Free Credit Score on July 10, 2012
Question by : Where to find a free credit report/score check website?
i would like to find out my credit score but every site ive tried to type my stuff in….they end up wanting a paypal email to pay….i dont have a paypal…does anyone know a site where i can get a free score check without having to do that?
Best answer:
Know good? Leave your own answer in the comments!
Where can i get a free credit score?
Posted by admin in Free Credit Score on June 25, 2012
Question by : Where tin i get a free credit score?
Where can i get a free credit score online without having to put in my bank card info?
Best answer:
Answer by Sean Roberts
You can’t get a free credit score. You can only get a free credit report by going to www.annualcreditreport.com. The score and the report are two different things.
Add your own answer in the comments!
TitleMasters Announces Stone Mountain, Georgia Services
Posted by admin in Free Credit Score on June 13, 2012
TitleMasters Announces Stone Mountain, Georgia Services
Atlanta, GA (PRWEB) May 14, 2012
Regional title loan/pawn experts TitleMasters are now providing urgently needed loan services to the people of Stone Mountain, GA. TitleMasters highlights convenience with its new Stone Mountain title loans / pawns, which are designed to make it easier for area residents to qualify for quick easy cash even if they have low credit scores or no credit history at all.
Stone Mountain, a smaller community located just east of the Atlanta metro area, is one of many small towns to face particularly difficult circumstances under the current economic recession. With soaring unemployment rates and little federal aid, Stone Mountain residents find it increasingly difficult to secure the credit they need for necessities like medical procedures, rent, important bills and unexpected expenses. TitleMasters aims to address this problem by offering fast title loans/pawns to those who hold the title to their own car or truck. No credit check is performed, and anyone with a valid driver’s license can apply. Funds can be provided up to $ 5,000, and if approved, the money is issued the same day.
“We are thrilled to be working with the people of Stone Mountain,” notes Robert Gaspard, Vice President of TitleMasters, of the expansion. “Our business is built on a cornerstone of making our title pawns accessible to as many people as possible, and expanding outside the metro area is the logical next step.” Indeed, the company has developed quite a reputation for convenience. Unlike other quick loan companies, TitleMasters will meet with applicants at any place of their choosing. This allows the company to see the customer’s vehicle and quickly approve lending without requiring the customer to drive to the office to do it.
Title loan/pawns have become popular in recent years because they do not require any past credit conditions. Title loans/soaked are securedare secured against a vehicle, and recipients can continue to use and drive their vehicle after receiving the money and during the entire clocking they’re making payments. It’s hassle free compared to other types of loans.
About TitleMasters:
TitleMasters is a leading title loan/pawn company that serves customers in Georgia and Texas. Atlanta based, TitleMasters offers quick cash without consideration of income train or attribute history. To learn more call TitleMasters at 866-512-2629 or visit http://www.titlemasters.com.
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Animation Production Process: New Specialty Announced by Ydraw
Posted by admin in Free Credit Score on June 1, 2012
Animation Production Process: New Specialty Announced by Ydraw
Saint George, UT (PRWEB) April 30, 2012
The Animation production process is much like that of Ydraw’s video scribing and whiteboard animation process. Introducing Ydraw’s animation based video and going trough the steps below will give viewers a better understanding on how animated videos are created, and what clients can do to help along the processes for a great video. Though it tends to be a long process, Ydraw is a company that meets the needs of all clientele, working to provide the best services, in the least amount of time, for the best price.
The Development Phase
Determine the Parameters: The length, style (whether cartoon founded or realistic), number of characters, if there is dialogue, how many scene changes to have, and what the target resolution is.
After the parameters are determined, there are five simple steps to completing the first phase:
*Story Development: Plan out the Plot, Conflict, and Characters to be used in your story
*Scripting and Outlining: Physically write out the complete animation production story, or outline it on paper
*Designing Characters: Draw out how each character should look
*Environment Design: Draw out how the environments and props should stare
*Storyboarding: Draw out the main scenes for later use in references and planning animation.
The Pre-Production Phase
Digital Element Creation: record and process the animation production vocals first. Then it is time to turn the storyboards into a video with the vocals. After this, model all the characters, environments and objects, and then apply all the materials and textures to the modeling. Now it is time to rig your characters, test the animations, then decide where the render files are going to save and how much space is needed for them.
The Shot Phase
Assembling Each Shot: Pre-plan camera movements for minimum animation time, use rough animated solid objects to time everything correctly, and preview everything for precise timing of apiece shot. Characters then should be precisely animated and fixed to perfection, so everything works smoothly and correctly. This is also the time where lighted and render tests should be done, to get more work out of the way. Once the animation production is completely rendered and everything is spot on, do the final rendering for the final images.
The Post-Production Phase:
The Final Touches: replace the animation with the renders, add layers of background and sound effectuate, have a composer write a score or find royalty-free music to accompany the animation production, combine the music a sounds to balance the video, and add titles, credits, and combined picture with looked.
The End
Now That the 4 Phases are finished, the animation video is ready to be released. Ydraw’s animation production is precise, detailed, and worked to perfection. Who would have thought it took so many processes to make a simple clip of an animation video?
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
5 tips for getting apt free credit score
Posted by admin in Free Credit Score on May 26, 2012
5 tips for getting apt free credit score
Article by Pardhi SEO Content Developer
Credit cards are considered to be a boon for many. It helps you spend money more that what you actually have. Thus in needy times these credit cards are of great help. However not everyone is able to benefit from these cards. Because of this feature of spending more than what you have many have become habituated to it. They use these cards to buy expensive things but then some are not able to repay their debts on the companies. This way their credit free score starts getting bad.
The credit free score has a great impact on your financial condition. Based on these scores you will be eligible for lots of loans. Thus make sure that you know your credit score well. These days you can find great ways to find free credit score. There are many good websites offering your free credit score. But not every website is genuine. You will have to do a small research to know which website is genuine to check the credit score.
Remember one thing, website offering free credit score might not offer a cent percent accurate score. However you will surely get an idea if a genuine website is approached. Here are few secrets that you need to know about the free online credit score checking.
There are several aspects on which the credit score is calculated. Almost 35% of your score will be dependent on your debts, debts made in a period of last one month which is on an average 30 days. Therefore ensure that you do not delay any of your repayments for over a period of 30 days. It might have a very bad affect on your credit score.
Another aspect on which the credit report is made is your history. It is important to have a clear credit history as 15% of your report is depended on it. Make sure that none of your credit card is canceled. It is very bad for your credit free score.
Make sure that you do not have too many credit cards. Issuing too many credit cards at time might also affect your credit free score to a greater extent. Therefore ensure that you do not buy lots of credit cards.
Do not make your kid use the credit card to a greater extent. Kids and teens are not very responsible when it comes to using money. Therefore if you make your kids use it, they are going to add on to your debt to a greater extent.
About the Author
Get your free credit score and credit report with CreditFriend.com. Apply for credit cards, find loans and maintain your credit on track with CreditFriend.com
Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.
Quicken Loans Receives Training Magazine?s Top 125 Award Recognizing Companies with Outstanding Training and Leadership Development Programs
Posted by admin in Free Credit Score on May 11, 2012
Quicken Loans Receives Training Magazine’s Top 125 Award Recognizing Companies with Outstanding Training and Leadership Development Programs
Detroit, MI (PRWEB) April 14, 2012
Quicken Loans Inc., a 50-state lender with more than 27 years experience in home loans was named to Training Magazine’s Annual Top 125 List for its distinguished training and leadership development programs.
“We’re proud to be recognized in Training Magazine’s Top 125 list recognizing companies with outstanding training and leadership, for the second year in a row. It’s great to be recognized for all of the hard serve put in by our trainers. It couldn’t have been done without the outstanding culture we have at Quicken Loans, and the dedication of all of our team members – making sure that the clients we work with have an amazing saw,” said Steve Marcero, Director of Training at Quicken Loans.
The online lender’s new bond bankers receive eight weeks of initial training. Upon graduation, mortgage bankers have a designated full-clocking coach providing tips in both individual and group settings. Access to an online video library with tips from top mortgage bankers is available, as well as more than 30 on-demand training modules.
Quicken Loans received an additional honor, as Katie Mulka, Director of Training at Quicken Loans, was recognized for one of Training Magazine’s Top Young Trainer awards. The publication commends the top 40 training professionals age 40 and under, in addition to its annual list of companies with outstanding employee development programs.
“The success of the Quicken Loans Training Program relies heavily on Katie Mulka’s leadership and her unique ability to see the big picture while obsessing about the details,” Marcero commented. “It’s nice to see her amazing work recognized by some of the best in the industry. We couldn’t be more proud of her accomplishments.”
Now in itsdozenth year, the Training Top 125 ranks companies based on the success and creativity of their training and development programs. To be considered, companies must complete a detailed application, which is scored quantitatively by an outside data company and qualitatively by Training magazine editors and representatives. Ranking is determined by assessing the scope and financial investment of employee development, and how closely they are linked to business goals. Some of the influential factors include annual training budget, hours of training per employee, tuition assistance, technology platforms and workplace surveys.
Statistics revealed that technology supports training delivery for 96 percent of applicants, andxcviiipercent of the companies used personal and individual development plans.
To view the Training Magazine 2012 rankings and award recipients, visit http://www.trainingmag.com/article/training-magazine-ranks-2012-top-125-organizations
About Quicken Loans Inc:
Quicken Loans Inc. is the nation’s largest online retail mortgage lender and among the five largest overall retail home lenders in the United States. The company closed a record $ 30 billion in retail home loan volume across all 50 states in 2011, and has closed over 1.2 million loans. Quicken Loans employs approximately 5,000 team members and generates loan production from five web centers located in Michigan, Ohio and Arizona. The company also operates a centralized loan processing facility in Michigan as well as its San Diego-based One Reverse Mortgage unit. Quicken Loans ranked #1 in customer satisfaction among all home mortgage lenders in the United States by J.D. Power and Associates for 2010. “QuickenLoans.com” has been named “Best of the Web” by Forbes and Money magazines. The company also has been named to FORTUNE magazine’s list of the country’s “100 Best Companies To Work For” eight consecutive years, ranking as high as #2, and named in the Top-15 of Computerworld magazine’s “100 Best Places to Work In Technology” for six years in a row. Quicken Loans ranked #1 in the Detroit Free Press’ ”Top Workplaces of 2010” List. The company recently moved its headquarters and 1,700 of its 3,700 full-time team members to downtown Detroit. For more information about Quicken Loans, please visit http://www.quickenloans.com.
About Rock Holdings Inc:
Rock Holdings Inc. is the parent company for several financial services-related businesses and employs over 4,000 group members. These client-focused and technologically driven companies include Quicken Loans, the nation’s largest online housing lender and One Reverse Mortgage unit, the fastest flourishing reverse mortgage lender in America; Title Source, a nationwide leader of title insurance and settlement services; Quicken Loans Mortgage Services (QLMS), a mortgage origination platform servicing community banks and credit unions across the country; In-House Realty, the preferred real estate partner of Quicken Loans that matches clients with trusted real estate agents in all 50 states; and, Quizzle.com, the online innovator and website where consumers manage their home, money and credit. Rock Holdings, Inc. also recently moved its headquarters to downtown Detroit.
About Training magazine:
Training is a 47-year-old professional development magazine written for training, human resources, and business management professionals in all industries that advocate training and workforce development as a business tool. Training also produces world-separated conferences, expositions, and digital products that focus on job-related, employer-patronized training and education in the working world. Training is published by Lakewood Media Group.
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
CreditExpert reports Parents-to-be put financial planning before family planning
Posted by admin in Free Credit Score on April 26, 2012
CreditExpert reports Parents-to-be position fiscal planning before family planning
(PRWEB UK) 30 March 2012
It may take nine months to hear the pitter-patter of tiny feet, but it now takes parents more than a year to lay the financial foundations for a new arrival, new research reveals.
Figures from Experian CreditExpert, who provide unlimited free credit scores with a 30 day liberate trial*, show that parents start financial preparations for a new baby an average of 12 months before the birth, with two fifths (42 per cent) starting saving before even trying for a baby.
And as a majority of parents-to-be (51 per cent) are expecting to have a new arrival between September and the end of the year, the clocking to start preparing financially is now – costing up new purchases for a new arrival, making a saving plan and checking credit scores, should consumers need to spread the cost with a loan or credit card.
The research reveals that December – already many families’ well-nigh expensive month – is also 2012’s boom time for babies, with 21 per cent of the year’s births expected.
Planning ahead is certainly prudent. According to the Experian CreditExpert figures, it costs an average of £1,800 for a new arrival, with 13 per cent of parents-to-be expecting to spend more than £2,000 before their baby is born, and eight per cent more than £4,000.
Perhaps as a result, more than one in three expectant parents (37 per cent) have delayed having a baby for financial conclude – while two fifths (41 per cent) admit they cannot afford a baby but that develop means they are unable to wait any longer.
And the importance of spreading the cost is underlining by the total of mums apparently minimising their maternity leave. Six in 10 mothers-to-be (61 per cent) are planning to work until the last minute before giving birth, while more than one in four (28 per cent) will then return to work as soon as they can.
Yet despite this, i in 10 prospective parents (12 per cent) made no financial preparations until they knew they were pregnant – and one in 20 (five per cent) not until six months before the birth.
And with 14 per cent looking to spread the cost with a credit card, and six per cent with a loan, being able to afford a new arrival starts by wise the state of your credit score to be able to spread the cost of forthcoming big expenses.
Peter Turner, Managing Director of Experian Interactive, said: “A new arrival is an exciting time – but it can be an expensive one. The key is to considering carefully about how much a baby will cost. Start planning sooner rather than later, spread the cost over the course of your entire pregnancy, and try to make sure your credit score is in the better possible shape, so you can spread the cost of large one-off payments. Your little bundle of joy can come with a large price tag, but there are ways to infecting your child the very best start in life without breaking the bank.”
The research also reveals the range of tactics parents will be taking to meet the cost of a new-born, with one in three (33 per cent) only shopping during the sales and i in five (18 per cent) turning to every younger sibling’s worst nightmare – hand-me-downs.
*After which a fee applies
Notes to editors:
1. Figures from research carried out on behalf of Experian in January and March 2012, basing on a representative sample of 2,000 adults.
About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their ascribed report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year concluded 31 March 2011 was US$ 4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com
About Credit Expert:
You should know as much about yourself as any financial institution does. CreditExpert shows you what a lender sees. Every time you apply for credit or a loan, that bespeaking is recorded. Multiple requests on your imputed history can look as if you are over-extending yourself or a fraud is being perpetrate. If you are look for a well credit deal or mortgage, CreditExpert allows you to check your report to ensure that it accurately reflects your position. CreditExpert allows you to check your credit report online and as often as you want.
For more information, visit http://www.creditexpert.co.uk/
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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IntoxBox Interactive Breathalyzer to Unveil New Model at Vegas Shows
Posted by admin in Free Credit Score on April 17, 2012
IntoxBox Interactive Breathalyzer to Unveil New Model at Vegas Shows
Las Vegas, NV (PRWEB) March 12, 2012
It will call you a cab, invite you to guess your BAC (blood alcohol content), and, if you opine right, it will yet text an activation code straight to your cell phone for a costless BAC test. The IntoxBox, the world’s first voguish BAC testing kiosk for bars, will do its home debut at two trade shows at the Las Vegas Convention Center March 12-16.
With its 19-inch touch screen monitor, dynamic graphics, interactive user interface and remote management system, the IntoxBox Interactive Breathalyzer bears little resemblance to the garish, novelty bar breathalyzers of the past.
Its progressing programming, entertaining user experience and state-of-the-art sensor module represent a quantum leap in bar breathalyzer technology. The IntoxBox even cycles ads in high definition on its touch screen monitor when the breathalyzer is not in use.
The IntoxBox will be featured at the Night Club and Bar Owners Convention and Trade Show March 12-14 and the Amusement Expo March 14-16. Both shows are at the Las Vegas Convention Center.
The IntoxBox, which is manufactured by Walden Innovative Resources, LLC (WIR) of Eden Prairie, MN, currently has distributors in 13 states.
The IntoxBox features an interactive program that guides users through the testing process. Once the tried is over, they are offered the opportunity to telling a cab simply by touching an icon on the touchscreen monitor. It also invites users to imagine their score. If they guess correctly they receive an activation code for a free BAC test.
“We’ve tried to make the IntoxBox experience something that entertains, educates, informs and provides a transportation option for customers who may decide not to drive their own vehicle home from the bar,“ explains Ryan Walden, WIR president and co-founder. “Driving under the influence is a very serious issue, and we want to give customers all the tools they need to make a responsible decision.”
Drunk driving accounts for nearly 12,000 deaths, 700,000 injuries and 1.4 million arrests each year in the U.S. Part of the problem, claims Walden, is that bar patrons don’t have an opportunity to check their BAC before they leave the bar. “You wouldn’t drive without a speedometer,” says Walden, “so why are bar patrons expected to drive home without the opportunity to test their BAC before they leave the bar?”
The IntoxBox is equipped with a state-of-the-art fuel cell sensor and a circuit board-controlled sampling system that is specially engineered to stand up to repeated use with no drop-off in accuracy. The IntoxBox quickly clears out residual condensation after each test to assure that BAC readings are as accurate as possible.
Measuring 34 inches high by 20 inches wide by 7 inches deep, the IntoxBox is built to last with a 14-gauge steel case, double-bolt lock and durable touchscreen monitor. It has a credit card swipe, dollar bill acceptor and a built-in straw bin that can hold more than 500 straws.
In its national rollout, the company has been contracting with independent operators who either sell or place the machines in bars in their area and collect revenue from usage fees and advertising.
Ad Sales
Between tests, the IntoxBox can display richly definition video ads on its19-inch touchscreen monitor. It can also run direct impression ads during the testing process.
Not only tin advertisers align themselves with responsible drinking, they are also able to get their messages displayed in the high traffic areas of these popular bars and nightclubs rather than on restroom displays that are normally associated with indoor advertising. The IntoxBox displaying each ad about 12,000 times a month during prime business hours.
Remote Monitoring
The IntoxBox is the first bar breathalyzer with a remote monitoring system that allows operators to troubleshoot equipment functions and track paid transactions from their laptop or desktop computers or smart phones.
“From a distributor’s perspective, the remote monitor capability may be the most significant advancement of all,” tell Walden. “You can see if the units are working right and you can see how much each unit is earning each day without ever leaving your housed.”
After two years of test marketing in the Minneapolis-St Paul area, WIR rolled out national distribution of the IntoxBox in December 2010. The Las Vegas trade shows marks the first time the IntoxBox will be featured at a major public forum.
For more information on the IntoxBox, please go to http://www.intox-box.com or contact Gene Walden at 952-201-9362.
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Mercator Advisory Group Announces New Advisory Service: Fraud, Risk & Analytics
Posted by admin in Free Credit Score on March 21, 2012
Mercator Advisory Group Announces New Advisory Service: Fraud, Risk & Analytics
Boston, MA (PRWEB) February 17, 2012
Mercator Advisory Group, the leading, independent research and advisory services firm focused exclusively on the payments and banking industries, today announces the launch of the Fraud, Risk & Analytics (FRA) Advisory Service.
Data’s growing availability and abundance are shifting how risk managers and marketing leaders make technology choices, evaluate opportunities, and design programs. As data sources increase, the potential of data analytics to minimize fraud and risk expenses offers improved cost control in cost-sensitive areas such as debit card issuing and e-commerce retail.
The effectiveness of the analytics, however, is dependent on myriad technical and soft factors such as database technology, process integration, regulatory and industry compliance and shifting behavior patterns among fraudsters and legitimate customers. The need to critically evaluate such factors within a rapidly evolving environment led Mercator Advisory Group to develop the new Fraud, Risk & Analytics Advisory Service.
The Fraud, Risk & Analytics Advisory Service will focus on the use of analytics in controlling fraud risk in various payments products lines, uncovering new opportunities, monitoring developments that impact growth, and highlighting regulatory and technological imperatives affecting all stakeholders.
Principle focus areas of the Fraud, Risk & Analytics Advisory Service include:
Fraud detection, identity, and authentication
Risk mitigation
Data analytics
Social media, mobile data, payments, and privacy
Opportunities for growth/emerging markets
“Financial reputation based on credit scores is merging with the reputation of online identities and social data to develop fine grained risk management,” said George Peabody, director of the FRA Advisory Service. “That intersection raises the operational, policy, and privacy issues that are a major focus for Mercator’s new advisory service.”
Payments industry professionals in a wide range of business lines are increasing their use of broader data sets and analytical processes to achieve their market goals says David Fish, senior analyst of the FRA Advisory Service.
“Fraud and risk management operatives will find value in Mercator’s new advisory serving, as will executives across the organizations who are seeking insight and understanding of the implications of Big Data and analytics in a wider market context,” Fish said.
The first 2012 report of the new service, Card-Not-Present Risk Management Across the Value Chain, will be released this month.
For more information on Mercator Advisory Group’s new Fraud, Risk & Analytics Advisory Service visit: http://www.mercatoradvisorygroup.com/index.php?doc=Fraud_Risk_and_Analytics_Service
Please visit us online at http://www.mercatoradvisorygroup.com.
For more information and media inquiries, please call Mercator Advisory Group’s main line: (781) 419-1700, send E-mail to info(at)mercatoradvisorygroup(dot)com.
For free industry news, opinions, research, company information and more visit us at http://www.PaymentsJournal.com.
Follow us on Twitter @ http://twitter.com/MercatorAdvisor.
About Mercator Advisory Group
Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most moneymaking opportunities to maximize revenue growth and contain costs. Our clients range from the world’s largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
V-Rooms Offers Free Services to Plaintiff?s Law Firm in IntraLinks Class Action Lawsuit
Posted by admin in Free Credit Score on March 6, 2012
V-Rooms Offers Free Services to Plaintiff’s Law Firm in IntraLinks Class Action Lawsuit
Atlanta, GA (PRWEB) February 07, 2012
V-Rooms is offering to provide free Legal Client Portals to Rigrodsky & Long, P.A., a Delaware law firm representing investors in Thaler v. IntraLinks Holdings, Inc., C.A. No. 11-CV-9528 (S.D.N.Y.), a security class action lawsuit against IntraLinks Holdings, Inc. who endured a big fiscal loss resulting from the purchase of shares of IntraLinks. IntraLinks shares folded at $ 6.93 on Friday, (2/3/12) having fallen from a 52-week eminent of $ 32.25. Additionally, V-Rooms is offering a 10% discount on unexampled V-Rooms accounts to past IntraLinks clients and current IntraLinks clients upon the expiration of their current agreement with IntraLinks.
V-Rooms continues to achieve high marks for customer service, having recently received an A+ rating in a survey of their current and past clients using the Net Promoter Score methodology developed by Fred Reichheld, author of The Ultimate Question. This method is based upon how likely a customer is to refer your company’s service to a colleague or friend.
“We are proud of the response that we received from our customer satisfaction survey as we provide an affordable, feature rich virtual data room platform which may be used to meet the needs of our clients for a range of client portal, vendor portal and board portal requirements.” said Dan Bradbary, CEO of V-Rooms,” Also, we continue to be impressed with how popular our automatic credit card monthly payment program has become. Along with no set-up fee, our clients enjoy and often select this flexibility due to the fact that there is no long term commitment.”
What people are labeling as cloud computing is the ability and convenience of storing, accessing and sharing information outside their organizational firewalls. Especially in the legal business, sharing documents in a safe, secure, auditable manner outside a firm’s firewall is mission critical. The unsecure transfer of information the old way – email, courier, and fax – is being replaced by innovative solutions, like V-Rooms, that securely deliver information instantly to one or many recipients by using a centralized document repository, an important feature especially for class action lawsuits.
About V-Rooms:
V-Rooms provides a cloud-based, customizable virtual data room (VDR) solution that is designed to streamline document management, collaboration, exchange and archiving for financial, legal and corporate professionals. The V-Rooms Software-As-A-Service (SAAS) secure record portal facilitates the secure changing of sensitive information providing compliant and auditable transactions. V-Rooms enable the acceleration of complex, information-intensive processes while reducing the time and expenses associated with data distribution, courier, printing and travel. Additional information can be found at http://www.v-rooms.com
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Where can I get a free credit score?
Posted by admin in Free Credit Score on February 17, 2012
Question by : Where tin I get a free credit score?
I need a site where I can get a free credit score. I think I might have a bad credit rating and need to check it!
Best answer:
Answer by steppenwolf1a2003
You have to pay for an assign score. You can get free credit reports once a year from the 3 credit bureaus.
Give your answer to this question below!
New Deal Site, DealSend, Combines Local and Nationwide Offers in One Site
Posted by admin in Free Credit Score on February 14, 2012
New Deal Site, DealSend, Combines Local and Nationwide Offers in One Site
Santa Ana, CA (PRWEB) January 25, 2012
Love deals? Now there is one website, and one email per day with every deal from every site:http://www.dealsend.com. The Business Finance Store recently launched DealSend, a new deal site that combines all the deals from the most popular sites and puts them into one convenient location. There are tons of deal sites out there. Getting a handle on all the deals out there can be time consuming and overwhelming. DealSend does all the work and puts all the local deals in one spot for free. Just login, score the best deals, and have fun.
DealSend is efficient and makes saving money easier. Instead of receiving multiple e-mails from many different deal sites, DealSend subscribers review one e-mail per day with all the deals in their specific area. Hundreds of deals in one website and one e-mail mean more deals and more savings for users. Not only is deal send efficient, but it’s also convenient. DealSend compiles offers from over one hundred different deal sites and puts them in one easy spot. Never miss a good deal, a chance to save money, or a chance to buy something one can’t normally afford. DealSend.com makes it easy.
The Business Finance Store is a business financing and consulting firm that offers customized Business Financial Solutions. Seasoned professionals offer assistance in a variety of financial solutions to help small businesses succeed such as: Business Financial Solutions, Legal Solutions, and Accounting Solutions.
The staff at The Business Finance Store understands that starting and growing a business is an exciting time. They keep it exciting by taking care of some of the most difficult aspects, by providing legal advice, helping with vital responsibilities like accounting & bookkeeping, and by obtaining business finance. They can quickly and easily guide entrepreneurs through many different complicated processes, and put them on the path to success.
For 10 years The Business Finance Store has been helping startups and other small businesses legally structure their companies, find the right franchises, get the funding they need, and to achieve the American Dream of owning their own successful business. Since expanding nationwide in 2007 they have helped thousands of companies and have funded over $ 60 Million in business credit lines, not including SBA loans. The Business Finance Store sees limitless potential in the current climate, and looks forward to many strong years of growth to come. Take some time to review their services, and give them a call.
For more information, or a free, no-obligation analysis of your business needs, visit The Business Finance Store website: http://www.businessfinancestore.com. A member of their professional staff will contact you to discuss your business’ short and long-term goals. Whatever you need, The Business Finance Store is there.
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
New Loans for People With Bad Credit Offered With Highest Dollar Amounts
Posted by admin in Free Credit Score on January 21, 2012
New Loans for People With Bad Credit Offered With Highest Dollar Amounts
Fort Lauderdale, FL (PRWEB) January 02, 2012
Money has become difficult to come by whether it is for refinancing mortgages, paying off credit card debt, car loans, college tuition, or just cash to help pay household expenses and stay even with the rising costs of food and gas. For people seeking bad credit loans, new offers will be provided by ReallyBadCreditOffers.com with higher loan amounts approved than previous offers.
The website offers visitors easy to follow guides to help people fix their finances and improve their credit. Additionally, visitors can read through what to expect when facing bankruptcy, foreclosure, or other matters commonly associated with money problems and bad credit scores.
“Getting people approved for what they need is our goal, making the lending process easier for borrowers” said Ariel Pryor, loan expert. “We work to help people through emergency financial situations, and then provide the help to rebuild their finances on more solid footing.”
The Federal Reserve has reported sub-prime consumer debt for the 3rd quarter of 2011 at $ 792.3 billion revolving debt and $ 1,665.2 billion non revolving debt. These debt amounts have showed little movement throughout 2011 as consumers continue to borrow to get by.
“The average American consumer is facing a perfect storm financially,” reported Pryor. “Getting approved for traditional financing is harder than ever, while more people than ever are facing unemployment, inflation, and high interest bills, all while carrying a bad credit history.”
The U.S. Department Of Agriculture has projected that the costs for all food to increase 3.25 to 3.75%. Grocery store prices are forecast to rise 4.25 to 4.75%. For those fortunate enough to have jobs in this economy, the average wage increase in 2011 was between 2.5% and 3%, which did not keep up with the increase in food costs. This occurred while housing prices fell an additional 3.4% from October 2010 to October 2011.
Rising gas prices, increased food costs and other economic woes hit consumers in the pocketbook, leaving many without the means to stay afloat financially. The website gives bad credit advice and compares the various resources available to help people facing these financial challenges.
“Good people are facing incredible challenges. It is important that populate know there are resources to aid provide relief.” told Pryor.
The website offers the beleaguered consumer guides to assist reduce a households debt burden, tips to pay cancelled high interest credit card debt and a number of bad credit personal loans that are easy to get approved and fund quickly for emergency needs.
About ReallyBadCreditOffers.com
A leading industry source of bad credit services since 2007, ReallyBadCreditOffers.com is continues to work to make rebuilding after bad credit easy and hassle free. The website provides information for lending and credit repair for the consumer to compare as well as loans that offer people easy approvals and quick funding.
Contact:
Ariel Pryor, Financial Expert
http://www.reallybadcreditoffers.com
(520) 344-2001
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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