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Archive of posts filed under the Finance category.

The Secret To Good Credit Score Ratings

Jack Harmon asked: Bad credit is a huge problem in the world today, as it lands some people in jail behind bars and other people in more debt paying off interest for the rest of their lives.If you have a low credit score rating you will essentially pay about 4 percent more interest on everything [...]

How to Get a Free FICO Score Credit Report Online

Zach Ford asked: Your credit score, commonly referred to as a FICO score, is a numerical representation of your current and past financial tendencies. Essentially this score is used to show potential lenders exactly how likely you are to make your payments on time. The higher your score, the more trustworthy you will appear to [...]

How Does Applying For a Credit Card Hurt Me?

Manshu Verma asked: How does applying for a credit card hurt my credit score?Every time you apply for a credit card, the credit card company makes an inquiry into your credit report. These are also known as hard pulls. Each of these credit inquiries or hard pulls, take away around 5 points from your credit [...]

Tips on How to Repair Credit Score Legally

Al Falaq Arsendatama asked: Understanding every detail of information on the credit report is an important step to repair your credit score. Your credit report carries free credit score that the lenders look at before finalizing their lending decisions. A good credit score means that you can easily qualify for loans and credit products at [...]

Do Credit Inquires Hurt Your Credit Score?

Mike Clover asked: A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.Not all credit inquiries affect your credit score:You may notice when you pull your credit report there are inquiries on there from a business you are not familiar with. The only [...]

Free Credit Report – No Credit Card Required – Where To Get One?

Mike Clover asked: Free Credit Report with no credit card required is available at annualcreditreport once a year. Here is what they don’t tell you. When you get your Free Credit Report at annualcreditreport there is no Credit Scores. So what good is a Credit Report without your Credit Scores? A Credit Report with no [...]

How to Obtain a Free FICO Score Credit Report Online

Zach Ford asked: Your FICO score, calculated by information in your credit report, is one of the most valuable tools in your financial arsenal. FICO (named after Fair Issac Corp, the company that pioneered credit scoring) mathematically calculates your late or timely payments and other factors in your credit history into a number that indicates [...]

How Can I Improve My Credit Score – Three Tips to That Can Improve Your Credit Score in 30-60 Days

Darin Sewell asked: When it comes to your credit score obviously the higher the better. But what if your scores are a little low, then you have probably wondered how can I improve my credit score? You probably want it increased fast as well! Below are three tips that can help you and the best [...]

Where Can I Get a Free FICO Score Credit Report Online?

Zach Ford asked: Your credit report, also known as a FICO score, is used by banks and other financial institutions to determine the statistical chance of you not repaying your loan. This score takes into consideration your previous and current financial activities and calculates them into a numerical representation of the risk involved for the [...]

Get Your Free Fico Credit Score

Jack Harmon asked: We all know about our free fico credit score, and yet many people around the world use it to take advantage of the credit they receive from banks and other financial institutions. We all like the fact that it is so easy to get free credit the first time around, grant you [...]