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Introduction |
Credit Report 101 | Credit Report FAQ |
Quickly & Easily Compare Free Credit Report Services!
Welcome to CreditReportCompare.com. Here's where you'll be able to quickly & easily compare various Free Credit Report services available today. Quickly find the Free Credit Report offer that best suites your needs. We also have an extensive Resource & FAQ section that should answer all your questions regarding credit reports, credit scores, and credit
monitoring services.
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Credit Report Comparison Chart compare credit reports |
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The Identity Guard Total Protection service easily provides the most comprehensive & extensive information about your credit available. You'll receive your Free 3 Credit Bureau Report and 3 Credit Scores with information from all 3 major credit bureaus - Equifax, Experian, and TransUnion. You enjoy daily monitoring of your 3 credit bureau reports for any signs of fraud or identity theft. But in addition to all of the benefits you'd normally enjoy with a standard credit monitoring service during a free trial period, you enjoy total ID Theft protection. This entails daily Internet monitoring of chat rooms and financial black markets (known to be frequented by identity thieves) to make sure your credit card numbers, bank account numbers, Social Security number, and other personal data are not being utilized by identity thieves. There's daily monitoring for any credit applications that were placed in your name. Identity thieves will open up bank accounts and credit card accounts with your stolen data. You also have secure access to your personal data and financial accounts from your web-enabled cell phone or PDA with MOBILE LOCKBOXSM. You have award-winning antivirus, anti-spyware and firewall software, free for the life of your IDENTITY GUARD enrollment. There's PRIVACYPROTECT software to prevent keyloggers from stealing your information by encrypting every keystroke while you browse the Internet. Unlimited toll free 800# customer service with access to identity theft and credit education specialists. Lost wallet protection where with one call they will help cancel your credit card accounts. They also have a dedicated identity theft recovery unit that guides you through the process of recovery should you become a victim of identity theft. And there's up to $20,000 identity theft insurance (after a $250 deductible) at no additional cost to you. All of this ID Theft protection & Monitoring can be enjoyed for FREE during your free 30 day trial. And don't forget, you receive your FREE 3 Credit Bureau Reports & 3 Scores as well. And if you decide to continue with the membership after the free trial period, it only costs $14.99 per month to enjoy peace of mind and Total Credit Protection. These are features you just don't have with regular credit monitoring services.
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With CreditCheck® Total you receive very comprehensive information about your credit from all 3 national credit bureaus. You'll see what's on your Experian®, TransUnion® and Equifax® Credit Reports AND Scores. You will get your free 3 Bureau Credit Reports, 3-Bureau Credit Scores, and email monitoring alerts when you sign up for their free 7 day trial membership to CreditCheck® Total. This is a FREE 7 day trial for their credit monitoring service. The credit monitoring service will monitor all 3 credit bureau reports. This allows you to check for potential inaccuracies or signs of identity theft. You will also be able to see what's on your 3 credit scores before you apply for a loan. Your credit score often determines the interest rates on your loan. Normally the cost of purchasing all 3 credit reports and scores separately would run you around $50. You can get them for free thru their free trial. But if you decide to continue the service after the free trial, you only pay $19.95 per month for UNLIMITED 3 Bureau Credit Reports & Scores. You also get to enjoy credit monitoring of all 3 credit bureau files - Experian®, TransUnion & Equifax Credit Reports and Scores - where they keep a watchful eye on your credit. Your 3 Bureau Credit Reports from Experian®, Equifax, and TransUnion are monitored daily to see if key information has changed or if new data has been added. You will receive Email Alerts if essential information has changed on your report. This will help you to identify fraudulent activity early in situations where credit activity is unfamiliar or unauthorized. This offer is brought to you by Experian® who are reknowned as America's #1 provider of online credit reports for over 10 years.
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Equifax Credit WatchT Gold with 3-in-1 Monitoring with FICO® Score one of the only offers where you're able to see your FICO Score for free. Many lenders use your FICO Score as your credit "Report Card". FICO is a unique brand in and of itself. It's not the same as the other regular credit scores. The FICO score uses a different set of rules & algorithms for coming up with your credit score. Many lenders, unfortunately, will only make loan decisions based on your FICO score and not with the other regular credit scores. This is why the Equifax Credit WatchT Gold with 3-in-1 Monitoring with FICO® Score can be of special interest for those who're about to apply for a big loan. Normally you need to sign up for a paid monthly subscription right off the bat at Equifax. But they have this special offer where you can try everything out for free for 30 days. Thru this 30 day free trial, you recieve your FICO Score & All 3 Major Credit Bureau Reports. You also get to enjoy a free 30 day trial of their 3 bureau credit monitoring service. All 3 major credit bureau files - Equifax, Experian, and TransUnion - will be monitored closely for any potential fraud. Your FICO score is also continuously monitored and you'll receive immediate notification and alerts if they see any changes in your 3 creidt files as well as your FICO score that may affect the kind of interest rates you get when you apply for a loan. They also provide detailed explanations for any such changes in your score, and they offer specific tips for understanding your score, comparison with national averages, and a graph of how lenders might view your current credit rating. They even have an Interactive FICO Score Simulator to show what sort of things you could do that may change your FICO score. Equifax also has a free online dispute feature where you can fix errors on your credit report. Equifax is also set up for wireless alerts. There's up to $20,000 Identity Theft Insurance with no deductible (certain limitations and exclusions apply) at no additional charge. And equifax also have Customer Care reps at standby 24/7. So in many ways this may be the product that best suites your needs. If you decide to continue the membership after the 30 day free trial, you only pay $14.95 per month. Equifax Credit WatchT Gold with 3-in-1 Monitoring with FICO® Score essentially cuts to the chase, providing you with only what's most important for loan applicants. Everything you need is there. Free FICO score, free 3 bureau credit report, and 3 bureau credit monitoring.
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Privacy Matters 1-2-3SM is another great and very comprehensive free offer. You get to see your Free 3-in-1 Credit Report and Triple Credit Score when you try out their free 7 day trial membership. The only catch (if you can call it that) is that you'll be charged a $1.00 refundable processing fee. This is for one of the discount shoppings & savings program called 24Protect that they're promoting and which they automatically enroll you in. (Strange why they'd want to do this. (We're guessing they're making up the difference with their low monthly prices via the other things they promote) . The benefits of this free trial program are what you'd expect in a comprehensive program. Triple Bureau Credit Monitoring that provides automatic alerts when unusual activity is detected on your credit files. A free 3-in-1 Credit Report and Triple Credit Score where they merge your TransUnion, Experian, and Equifax credit files and scores from into one easy-to-read report. . And if you decide to continue with their service after the 7 day free trial, you pay just $19.95 per month. You then enjoy unlimited online access to your 3-in-1 Credit Report and Triple Score, There's toll-free access to their Credit Report Customer Service. There's alot of additional services that they tend to promote where you'll enjoy great discounts. But these services aren't related to credit reports per se. But there are useful tools they provide such as debt analysis.
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With FreeCreditReport.com, you can obtain your Free Experian credit report and score online in seconds when you enroll in their 7 day free trial membership in their 3 bureau credit monitoring service called Triple Advantage Credit Monitoring. It's a fast and convenient way to see your credit report & score. There are no tedious or lengthy application process or jumping thru hoops. Simply fill out your information for identification purposes, answer a few questions and your credit report will be available to you online, in seconds (once your identity has been confirmed). Thru this service, you receive email alerts if their are any changes to your credit reports. Unfortunately you won't get to see what's on your other 2 national credit reports thru this service - TransUnion or Equifax. But Triple Advantage will still be monitoring all 3 of your national creit bureau reports. If you decide to continue with your membership after the free trial period, you're only billed a very low fee of $14.95 per month. You also enjoy great benefits like fraud resolution, SMS Text Messaging alerts if you so chose. There's Score Alert when they help track your score and to any updates to your credit score. You enjoy up to $50,000 in ID theft expenses. And finally, you get to recieve unlimited copies of your Experian Credit Report and PLUS Score after the trial period. Like the other free trial offers, you can always cancel your free trial membership and you won't be charged.
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